I love the freedom of being my own boss, working my own hours, being around people that fit our business culture, setting goals and working towards them. I sometimes worry about how long I can stay in business, as times get tough and costs, competition, regulation, taxes increase. Not to mention how quickly the market changes.
My aim is to work more on the business, rather than just in it. I really want to set money aside to for the future. To make this all worth it.
What are your goals?
- Work part time eventually
- Learn about investing
- Pay off house
- Travel more
- Set up for life
- Spend more time with family and friends
- Reduce tax.
What’s stopping you?
- No time. I work a lot and when I’m not working, I want to spend it with family and friends
- Tomorrow I want to learn what this is all about before I put money into it
- Not sure how to make it happen
- Still researching what to invest in
- It’ll all ‘work out’ attitude.
A simple approach to property investment
Embarking on the property investment journey can be difficult if you don’t have an accurate map, a skilled navigator, and a trustworthy support crew behind you. That’s where we fit in.
We provide an easy 7 Step process to make property investment simple.
The 7 Steps:
Create a personalised strategy
Work with a SPI Advisor to create a personalised strategy for your property portfolio based on: your current position, goals, preferences, and risk profile.
Set up a finance structure
SPI coordinates with your finance specialist or can recommend one if needed. It is important to set up the correct finance structure to complement your strategy.
Identify suitable properties
Your SPI Advisor will work with you to identify the right kind of properties that suit your strategy and profile. A shortlist will be created of suitable options for you to review from an online portal.
After selecting your property, your Advisor will prepare a detailed cash-flow analysis. It will detail all the financial aspects of the investment and how it relates to you and your budget.
When the property has been approved, Simple Property Investment and ASPIRE Advisor Network will manage the transaction process from start to finish. We’ll make your experience as simple and smooth as possible.
Use our professional network
At settlement, you can take advantage of SPI’s extensive network: property managers, quantity surveyors, and independent building inspectors.
Review and next steps
Review the process and outcome. Make plans for the next step of your strategy if required.
Frequently Asked Questions
The following is a list of most frequently asked questions by Business Owners. To view the entire list of frequently asked questions, please visit the FAQs page.
Your time is precious. And perhaps you’d rather be relaxing with a glass of wine in hand in the company of your loved ones than investigating the countless investment options out there. Let alone struggling on your own through the often arduous process of making a purchase happen. And filtering out the right people to help you. It’s a jungle out there…in this currently unregulated property investment industry.
That’s what we’re here for.
To guide you through the investment jungle with professionally insured property investment advice. To recommend trusted professionals who are at the top of their fields to work with you if needed. To take you through our simple 7 step process to easily acquire an appropriate property that fits your individual requirements. We’re here to answer your questions.
We’re here to explain industry jargon in a way that makes sense. To follow up on those documents, or give a push to that person you need to hurry along. And we’re here to give you a full and quality service without charging you ridiculous fees along the way. To make sure you get your property at a competitive market value.
There are many ways to reduce tax through property with the help of the taxman. Many factors are involved and we always recommend speaking to your accountant.
A few ways include:
- Pre-pay interest on an investment property / for the next financial year
- Negative Gearing
- Put profit into your own super account
- Split capital gains by buying with a partner
- Time your contract date to a new financial year (delay tax payable)
- Consider selling during a low-income year
- Mortgage offset account.
BOOK a FREE Strategy Consultation
Would you like one of our property advisors to call you? Just submit your details and we will contact you within 1 business day.
Alternatively, call 1300 82 83 08 between 9:00am and 8:00pm, Monday to Saturday.